SBLI 4% for 5 Years TAKE ADVANTAGE OF THIS EXCLUSIVE OFFER 4% Compounding Interest Rate Guaranteed for 5 Years5% Annual Penalty-Free Withdrawals$25K Minimum PremiumBacked by SBLI, an A.M Best: A2 (Excellent) Rated Company Learn more 1 Rate is effective as of January 15, 2019; rate is subject to change.2 Ratings are current as of June 1, 2019. Visit www.ambest.com for more information.This piece provides a brief summary of product features. The contract associated with the product will contain the actual terms, definitions, limitationsand exclusions that apply. Product features and availability vary by state and are solely the responsibility of The Savings Bank Mutual Life InsuranceCompany of Massachusetts®. Contract Series ICC11/B-410.1, ICC11/B-410MVA, B-410, B-410MVA. Some exclusions and exceptions apply. Please refer tothe contract for the actual terms and conditions that apply.Guarantees are backed by the claims-paying ability of The Savings Bank Mutual Life Insurance Company of Massachusetts®. Annuities are designedfor long-term accumulation of money; surrender and withdrawal fees may apply on early withdrawals. Annuity withdrawals are subject to income tax andwithdrawals prior to age 59½ may also be subject to an IRS penalty. The Savings Bank Mutual Life Insurance Company of Massachusetts and itsrepresentatives do not give legal or tax advice. Consult your tax advisor before making any annuity withdrawals. See contract for details; the summarycontained in this piece is only an overview of the actual definitions. The actual contract definitions should be consulted and will control.Products and services are underwritten and/or provided by The Savings Bank Mutual Life Insurance Company of Massachusetts (Woburn, MA), licensedin 48 states plus DC (excluding Montana and New York). Products and services may not be available in all states. Approved for consumer use. © 2019 Allrights reserved. NAIC #70435. 19-4032 01/19 ECA Marketing 7800 Equitable Drive, Suite 200, Eden Prairie, Minnesota 55344.Not FDIC/NCUA insured • Withdrawal charges may apply • Not bank/CU guaranteed • Not a deposit • Not insured by any federal government agency Want to be Smarter With Your Money? Join our mailing list and get news and info to support your financial goals. First Name Last Name Email Address Thank you! Oops!