FDR Financial Group, Inc. provides full risk analysis to help determine you are properly protected. We manage the entire process, from developing an understanding of a client's needs, through the application and underwriting process, obtaining quotes from the top-rated carriers, analyzing the strengths and weaknesses of each policy's unique features and definitions, and offering complete claims service, as well. We will review any policies currently in place to help you determine if your coverage is adequate and cost-effective and truly meets your needs and goals.
Life insurance can be used to achieve different financial goals and may provide many solutions beyond the conventional payment of a death benefit to your beneficiaries. FDR Financial Group, Inc. is a Member Firm of NFP PartnersFinancial, which has carefully assembled a group of quality life insurance companies with diverse products and manufacturing strengths. Our clients enjoy the advantages of this core carrier relationship, including dedicated resource units that have been designed specifically for firms like ours. This gives FDR Financial Group, Inc. a direct voice in the development of products and resources for you, the client.
A life insurance policy can be a complex financial instrument. Like other assets, a life insurance policy needs to be monitored to be certain that it is still appropriate for your goals and is performing according to expectations. In many cases, life insurance needs evolve. A life insurance review ('life audit') examines how your policies have performed, and how they are projected to perform going forward. It also helps you to determine whether changes in your current life insurance policies or carriers will put your planning at risk.
If you're responsible for evaluating or purchasing health insurance for your company, you're probably concerned with price, flexible plan design and service. Find out why FDR Financial Group, Inc. has been the choice of many discerning businesses in South Florida.
For the past 28 years, FDR Financial Group, Inc. has worked with professionals to help ensure their income is protected with appropriate insurance planning. We have developed a strong reputation in understanding the contractual definitions within disability insurance policies. Of particular importance is our experience managing the claims process (with our in-house counsel), helping our clients to be paid the benefits they deserve. We can introduce you to techniques which can help to minimize costs and maximize benefits. We offer a complimentary audit of any policies you may currently own to determine if the coverage provides what you truly need.
Good financial planning is critical in protecting your independence, your assets and your choices. Considering long term care insurance is an important part of that process. Planning for long life is a necessity, and long term care insurance can protect you and your loved ones by subsidizing the high cost of care caused by accident, illness, or severe cognitive impairment.